Go fyyx your credit.
fyyxit is a software subscription — not a credit repair service. You get tools to analyze your credit reports with AI, generate draft dispute letters, track progress, and mail approved letters. You review and approve every letter. Nothing is sent on your behalf without your explicit approval.
You have the right to dispute inaccurate information yourself, for free, directly with the credit bureaus. You are paying for access to software — nothing until after your 3-business-day cancellation period.
The same guided path you'll follow inside the app.
Your monthly subscription includes access to the following tools. Some integrations are rolling out over time and are marked below.
Upload a PDF from Experian, Equifax, TransUnion, or a tri-merge report. The software extracts tradelines and highlights items that commonly qualify for a dispute.
Draft dispute letters are generated for you automatically from your report data. You review, edit, and approve every letter before anything moves forward.
Your identity verification letter mails free. After that, printing and mailing is priced per letter, with a lower rate on every paid membership — and the price is always shown before you're charged. Printing and mailing it yourself stays free. You remain the sender.
See every tradeline, every letter, and its status (draft, approved, sent, resolved) in one dashboard.
Plain-language content covering the FCRA, CROA, and your rights under state and federal consumer credit law.
Coming soon — third-party credit monitoring integration so score and file changes flow into your dashboard.
Coming soon — a dedicated workflow for identity theft alerts, freezes, and fraud dispute preparation.
Every dispute letter stays in draft until you e-sign and approve it. The software will not send anything on your behalf automatically.
Find the errors. Send the letters. Track every response.
Start free. Upgrade when you're ready. No charge until after your CROA 3-business-day cancellation window on your first paid upgrade.
Get started, review your report, and send one identity verification letter.
Unlimited dispute preparation for individuals.
Advanced dispute strategy tools and creditor negotiation workflows.
We work with credit repair businesses on enterprise licensing. Tell us about your business and we'll be in touch. This is an inquiry only — no plan is created and no charge occurs.
All paid tiers require completing the consumer disclosure and signing the fyyxit Software Subscription Agreement. Billing does not begin until after your 3-business-day right-to-cancel window has passed. This software assists consumers in preparing and organizing disputes. It does not guarantee deletions, score increases, or specific outcomes.
Create a free account. No card required. Upgrade later when you're ready to prepare full disputes — you'll review the consumer disclosure and subscription agreement at that point.